Privacy Policy

1. Who we are

Mango Money is provided by Primed Mind Technology Solutions Limited, registered at Apartment 67, Westend Village, Dublin 15, D15 YF65, Ireland, company number 737502. We are the data controller for the limited processing described in sections 4 and 5. Questions about this policy can be sent toinfo@primedmindtech.com.

2. Service status

Mango is distributed as an iPhone app through Apple's App Store and is updated over time. Features may change or be removed through an update. Keep your bank's own records, and do not rely on Mango as the authoritative record of an account.

3. What the app stores on your iPhone

Depending on how you use Mango, the app can store your accounts and their names, balances and balance checkpoints, transaction dates, amounts, currencies, descriptions, payees, categories, notes, linked transfers, import history and duplicate fingerprints, column mappings, and your display and lifestyle preferences.

This is held in the app's private storage on your device. Security preferences and installation credentials are kept in the app's private storage and the iOS Keychain as appropriate. Mango does not ask you for an AI provider API key. Primed Mind operates no account system and no personal-data database for Mango: we cannot read, recover, or restore your on-device records.

Whether a copy of this data appears in an Apple device backup is governed by your own iOS and iCloud settings, not by us.

4. What can leave your device, and when

Nothing in the list below happens in the background, on a timer, or at launch. Each one is the direct result of something you do.

• AI categorisation, off by default. Enabling it requires an explicit Settings toggle. Turning it on sends nothing; a request is made only when you choose to categorise transactions. That request goes to Mango's service, then Anthropic. It carries a transaction description, a formatted amount, a currency code, and a temporary item label such as item-1 used only to match that response. The label is not a transaction ID. Anthropic is offered only Mango's fixed built-in category labels; your custom category names, account names, balances, bank references and transaction history remain on the device. Mango's service does not intentionally keep the request contents. If a statement's column layout is unfamiliar, the app opens a manual mapping form and sends no CSV header or sample row outward. Anthropic applies its ownAPI retention rulesto those requests.
• Official inflation data, when you ask for it. Every lifestyle and cost-of-living calculation runs on the device from your own confirmed transactions. The single network call this feature can make fetches a published national price index from Ireland's Central Statistics Office, and carries only a country code, a series identifier, a published category, and reference months. It has no field capable of carrying a transaction, amount, category, account, balance, or goal.
• Support email, if you write to us. We process the contact details and message you send so we can reply and keep an appropriate support record.

Every request the app makes to Mango's service for AI categorisation is signed by a key created on your device by Apple's App Attest. The request carries a reference to that key so the service can tell a genuine installation of Mango from anything else claiming to be one. That reference identifies an installation, not a person: it is created when you install Mango, it cannot be moved to another device, it is destroyed when you delete the app, and a reinstall produces an entirely new one. It is not linked to your name, your email address, your Apple Account, or any advertising identifier, and it is not used to build a profile or to recognise you across apps, devices, or reinstalls. Mango's own installation identifier is kept on the device and is never sent anywhere.

Mango contains no advertising, no cross-app tracking, no third-party analytics, no telemetry, and no crash reporting. We do not sell personal information. This website sets no advertising or analytics cookies; our host processes limited technical connection information, such as IP address and request logs, to deliver and secure these pages.

5. Mango's service

Mango has one service of its own, and it exists for a single feature: optional AI categorisation. It is hosted on Vercel. The Anthropic key that pays for those requests is ours, and a key placed inside an iPhone app is a key anyone can extract, so it stays on the server: the app sends the small request described in section 4, the service adds the key, and the answer comes back as category names and nothing else.

The service keeps no database of your finances and does not intentionally persist request contents. It sends Cache-Control: no-store on protected responses.

Bank connections are not part of this release. Mango does not connect to a bank, and nothing in the app can reach your bank account.

These providers process data under their own notices and terms:VercelandAnthropic. Vercel may retain operational and security logs according to its own settings and legal obligations.

6. Backups and exports

A portable backup is encrypted on your device with a key derived from a password you choose. You decide where the file is saved or shared. We never receive a copy and cannot decrypt a backup or recreate a lost password or recovery key. Anything you export and send elsewhere is then governed by wherever you sent it.

7. Retention and deleting your data

On-device records remain until you delete them, replace them by restoring a backup, or remove the app. Mango also provides a single confirmed action that deletes your account names, transactions, balance checkpoints, mappings, custom categories and import filenames in one operation.

Deleting the app removes its locally stored data from that iPhone, subject to Apple's device-backup behaviour. Backups you exported remain wherever you saved them until you delete them there.

8. Your rights

Under the GDPR you have rights of access, rectification, erasure, restriction, objection, and data portability in respect of personal data we control. Because your financial records are held on your own device and we hold no copy, those rights are exercised directly in the app for that data. We do hold a limited amount of information beyond that: support correspondence, and provider-side logs relating to Mango's service. For those, contact us atinfo@primedmindtech.com. You also have the right to lodge a complaint with the Irish Data Protection Commission at dataprotection.ie.

9. Legal bases

Where we process personal data, we rely on your consent for optional AI categorisation, which you may withdraw at any time by turning the setting off; on the performance of our agreement with you to answer your support messages; and on our legitimate interests in keeping this service secure and operational.

10. Children

Mango is not directed at children, does not knowingly collect children's personal information, and provides no social or public-sharing features.

11. Changes to this policy

We may update this policy as the app changes or legal requirements change. The effective date above identifies the current version. Material changes will be reflected here and, where appropriate, communicated in the app.